Payment Infrastructure Feature Overview
Everything you need to process, protect, and optimize your payments — all in one platform.
iProcess Mobile
Accept payments anywhere, anytime. Built for businesses on the go with enterprise-grade security.
- Accept payments on iOS and Android
- Process EMV, swipe, keyed, and contactless
- Send receipts and capture signatures
- Issue refunds and manage subscriptions
- Supports Customer Vault and multiple merchant IDs
iOS • Android • Contactless
Customer & Payment Management
Customer Vault
Secure tokenized storage of card and ACH data. Supports recurring billing and invoicing with PCI-compliant storage environment and cross-channel payment support.
Automatic Card Updater
Automatically updates cards on file, improves approval rates and retention with background processing and detailed reporting. Reduces failed recurring payments.
Network Tokenization
Replaces card data with tokens, reduces fraud and improves approvals while supporting compliance and cost savings.
Fraud Prevention & Security
Fraud Prevention
Custom fraud filters and thresholds. Block by IP, card, or location with transaction review queues and detailed fraud logs for complete monitoring.
Kount AI Fraud Protection
Real-time fraud scoring with AI-driven transaction analysis. Custom approval/decline thresholds backed by a global fraud intelligence network.
Card Testing Detection
Detects card testing attacks with real-time alerts and restrictions. Includes self-service review and restore flow for quick resolution.
Business & Accounting Tools
Level III Advantage
Optimizes B2B and B2G transactions with reduced interchange costs through enhanced transaction data.
Bill Connect / Accounting
QuickBooks and Xero integration with automated invoicing and reconciliation. Supports bulk payments and ACH.
Customer Fee Enhancements
Surcharge and convenience fee controls with flexible configuration options to support cost recovery strategies.
Tap to Pay
Accept contactless payments via smartphone. No hardware required. Secure and PCI compliant.